Opening your First-Time Homebuyer Planner…

Tap here if it doesn’t open
Coldwell Banker Realty
FREE HOMEBUYER PLANNER

Go from renting to keys in hand.

The First-Time Homebuyer Planner breaks buying a home into 4 simple phases, with trackers, checklists and worksheets for every step. Start with the 2-minute quiz to see where you stand today.

Free · No credit check · Instant download
The First-Time Homebuyer Planner cover
WHAT'S INSIDE

4 phases. One plan.

Know exactly where you are and what comes next, from your first "why" to your first night in your new home.

PHASE 1

Get ready

  • Rent vs. own math
  • Credit, savings and debt plans
  • Loan types and buyer programs
  • Pre-approval checklist
PHASE 2

Find your home

  • Choosing your agent
  • Must-haves and budget box
  • Showing scorecards
  • Offer and inspection tracker
PHASE 3

Close the deal

  • Insurance and warranty
  • Repairs and credits
  • Underwriting log
  • Cash-to-close worksheet
PHASE 4

Move in

  • Projects before the boxes
  • Moving countdown
  • First-year home care
  • Plain-English glossary
Am I ready to buy scorecard page
Readiness scorecard
Step guide page
Step-by-step guides
Buyer programs page
Help you might qualify for
Inspection tracker page
Inspection tracker
2-MINUTE QUIZ

Am I ready to buy?

Four questions. Honest answers. You'll see where you stand right away.

Get my free planner

Get your free planner

Tell me where to send it. You'll get the full planner right away.

By submitting, you agree that Christian Cruz, REALTOR® with Coldwell Banker Realty, may contact you by call, text or email about real estate, including by automated means. Message and data rates may apply. Consent is not a condition of any purchase. Reply STOP to opt out of texts.

Christian Cruz
YOUR GUIDE

Hi, I'm Christian.

I help first-time buyers go from renting to owning, and I built this planner so you always know your next step. Stuck on a page? Text me. Real answers, no pressure.

Christian Cruz, REALTOR® · Coldwell Banker Realty
(773) 914-4299 · christian.cruz@cbrealty.com

QUESTIONS

Good to know

Is it really free?

Yes. No cost, no credit check, and no obligation to work with me.

Do I need to be ready to buy now?

No. Most people start months ahead. The planner shows you what to work on first.

Can I print it?

Yes. Print the pages you're working on, or fill it in on screen.

Is the quiz a pre-approval?

No. It's a general guide. Only a lender can tell you what you qualify for.

I'm self-employed, 1099 or gig. Can I still buy?

Yes. Lenders just look at your income differently, usually your last 2 years of tax returns after write-offs. The planner has a page just for you on what to gather and when to talk to a lender.