

The First-Time Homebuyer Planner breaks buying a home into 4 simple phases, with trackers, checklists and worksheets for every step. Start with the 2-minute quiz to see where you stand today.
Know exactly where you are and what comes next, from your first "why" to your first night in your new home.




Four questions. Honest answers. You'll see where you stand right away.
Tell me where to send it. You'll get the full planner right away.
By submitting, you agree that Christian Cruz, REALTOR® with Coldwell Banker Realty, may contact you by call, text or email about real estate, including by automated means. Message and data rates may apply. Consent is not a condition of any purchase. Reply STOP to opt out of texts.
I help first-time buyers go from renting to owning, and I built this planner so you always know your next step. Stuck on a page? Text me. Real answers, no pressure.
Christian Cruz, REALTOR® · Coldwell Banker Realty
(773) 914-4299 · christian.cruz@cbrealty.com
Yes. No cost, no credit check, and no obligation to work with me.
No. Most people start months ahead. The planner shows you what to work on first.
Yes. Print the pages you're working on, or fill it in on screen.
No. It's a general guide. Only a lender can tell you what you qualify for.
Yes. Lenders just look at your income differently, usually your last 2 years of tax returns after write-offs. The planner has a page just for you on what to gather and when to talk to a lender.